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I am an

Independent Senior

You are a healthy older adult living at home but in need of assistance in planning for the future or are seeking a way to enhance your social life. The list to the left will help you explore your options or click on the Virginia Navigator for more services for seniors within Virginia.

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Insurance Counseling

JABA offers confidential health insurance counseling that guides people through complicated health insurance questions that arise with aging. Our certified counselors assist older adults, people with disabilities, and their caregivers. See the video here on how to save on Medicare costs.

JABA offers trained and certified counselors to assist with:


JABA can counsel people who are new to these programs, screen for eligibility of benefits, and help with questions once enrolled. Counseling sessions are by appointment at JABA’s central office in Charlottesville and in surrounding areas via mobile units.

New to Medicare?  New to Medicare classes are always being offered.  Contact Lenore Jordan at (434) 817-5248 to schedule an appointment today! Update: New to Medicare classes are scheduled at Northside Library on June 12th at 7:00pm and July 20th at 7:00pm

Note about ACA enrollment: Marketplace Certified Applications Counselors are available year round to help with changes in circumstances and special enrollment. 

Our program is part of a national network of assistance programs: the Virginia Insurance Counseling and Assistance Program (VICAP), the Senior Medicare Patrol (SMP), the Affordable Care Act (ACA), the National Council on Aging HUD approved Reverse Mortgages, the Supplemental Nutrition Assistance Program (SNAP), and Health Benefit Programs.

  • Contact:
  • Address:  
  • JABA Main Office
  • 674 Hillsdale Drive, Suite 9, Charlottesville, VA 22901
  • Phone:  (434) 817-5248
  • Open:  9:00 am – 5:00 pm, Monday - Friday

Concerns We May Be Able to Assist You With:

  1. I am new  to Medicare and I know there are penalties for not setting it up correctly. Can you help?
  2. Can I get help with the insurance plans available through the Affordable Care Act?
  3. I am struggling to make ends meet. How do I know if I am eligible for help?
  4. Is a Reverse Mortgage right for me?


Insurance Tools and Benefit Application Sites: – Official Site
My Medicare Matters – National Council on Aging Medicare information site
Medicare Fraud and Prevention  – National Senior Medicare Patrol Program
Medicare Rights Center – National Advocacy and Information Organization
Social Security Administration – Official Site
Long-term care Insurance – Official Site of US Health and Human Services
Affordable Care Act (Obamacare) – Official Site of Federal Health Insurance Exchange
Apply/Screen for: Extra Help Paying for Medicare Part D Prescription Plan – Official Site of Social Security
Screen for: Supplemental Nutrition Assistance Program (SNAP) – USDA Food & Nutrition Services
Apply for: Medicaid, SNAP, Medicare Savings Program, Energy Savings – Common Help VA

Take me to the Virginia Navigator for statewide resources.

JABA Bulletin Board

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